Unique opportunity to own property on Swains Lake! This 1300+ sq. ft. lake home sits in a quiet, wooded, & peaceful cove at the tip of Mica Point with breathtaking western sunset views. Create memories as a summer property, live year round or utilize as an income-generating property. Swim or take your boat out from your dock located on the additional deeded lot with 30’ of water frontage & enjoy all this lake has to offer. With water views from almost every window, this home features recently painted one-floor living w/ cathedral ceilings, an open concept living/dining room, & a fantastic family room w/ picture window looking out to the lake. 2 bedrooms w/ a 3rd room currently used as an office, could be used as extra sleeping space. Newly renovated 3/4 bath! Listen to the calls of the loons while you relax or entertain in your spacious water-view wrap-around enclosed porch, adding 330+ sq. ft. of enjoyment. Magnificent sunsets from your home, dock, or boat while enjoying a glass of wine! Outdoor enthusiasts enjoy boating, kayaking, canoeing, fishing, paddle boarding, & swimming during summer months. Snowshoeing, ice fishing, or ice skating during winter months! Storage for all of your toys under the house & plenty of parking for guests. Close to cross country skiing & snowmobile trails. 40 minutes to Gunstock Mountain! Centrally located - Portsmouth 30 mins, Manchester 40 mins, Portland & Boston are just over a hour. Showings begin immediately with Open House 9/28 10-12 pm.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $396,000 | $396,000 | $396,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 5.990% | 4.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.398% | 6.161% | 5.152% |
Monthly Tax Payment | $410 | $410 | $410 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,406 | $2,372 | $3,106 |
Total Monthly Payment | $2,891 | $2,857 | $3,591 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.