Discover the charm of this beautifully upgraded 4-bedroom, 2-bathroom home in the heart of St. Petersburg’s highly desirable Westgate Manor! Looking for a true neighborhood that feels like home? Look no further. This move-in-ready residence features a stunning eat-in kitchen with stainless steel appliances, gorgeous quartz countertops, and soft-close cabinets and drawers. The spacious and large backyard, upgraded in 2022, is perfect for outdoor relaxation and entertainment, complemented by new landscaping added in 2024. Key updates include a new electrical panel in 2017, roof in 2016, A/C in 2017, and waterproof luxury vinyl flooring throughout the home, installed in 2023. Additionally, enjoy the convenience of a brand-new refrigerator, washer, dryer, dishwasher, and side fence, all upgraded in 2023. Close to I-275 and Tampa International Airport. Minutes away from both downtown St. Pete and gulf beaches. Close to excellent schools, this home offers an excellent opportunity for families seeking a great education for their children. , Restaurants, and Tyrone Square Mall, also Northwest Park. No HOA's No CDD's and No Flood Insurance needed. Make your showing appointment today.
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Our Executive Mortgage Banker:
Our Insurance Division:
$534,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $427,920 | $427,920 | $427,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.582% | 7.159% | 6.518% |
Monthly Tax Payment | $481 | $481 | $481 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,919 | $2,844 | $3,669 |
Total Monthly Payment | $3,492 | $3,417 | $4,242 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.