Live where you vacation! Discover a wonderful opportunity to own a cozy home in a sought-after area of Manchester on a double lot! Just steps from the serene Crystal Lake. Enjoy easy access to swimming, boating, fishing, and relaxing on the beach, with a picnic pavilion and playground perfect for gatherings and leisure. This charming single-level home welcomes you into a modern kitchen, complete with stainless steel appliances, flowing seamlessly into a dining area. The spacious light filled living room boasts a vaulted ceiling, creating an open and airy atmosphere and leads to a wonderful large porch great for extra living space. The main floor includes a primary bedroom with lots of closet space; and a secondary bedroom with the attic access, as well as a full bathroom. This home is on one of the larger lots allowing for lots of play, entertaining and gardening and included a large shed as well! Downstairs, the unfinished basement offers ample storage space, washer and dryer hookups, and access to utilities, also providing potential for additional living space or a workshop. Conveniently located near shopping centers, highways, medical facilities, and restaurants, this property offers both tranquility and easy access to major cities and airports. Please note Deffered Cosmetic Updates and two lots are comprised in this sale. Delayed showings until open house on Saturday, September 28th 2024 from 10 AM to 12 PM and Sunday 1pm to 3pm to see all this property has to offer!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $280,000 | $280,000 | $280,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 5.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.398% | 6.285% | 5.510% |
Monthly Tax Payment | $365 | $365 | $365 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,701 | $1,701 | $2,251 |
Total Monthly Payment | $2,141 | $2,141 | $2,691 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.