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206/208 HOPKINS Street, Neptune Beach, FL, 32266 | $1,282,500
Charming Duplex in Neptune Beach - Ideal Investment Opportunity or Multi-Family Living! Welcome to 206-208 Hopkins Street, a delightful duplex situated in the heart of the highly sought-after Neptune Beach community. This property offers a unique opportunity for investors or those looking to enjoy coastal living while generating rental income. Don't miss your chance to own this versatile property in Neptune Beach, where the coastal lifestyle and investment potential are unparalleled. Unit 206 recently updated with new bathrooms, flooring and granite and fixtures as well as HVAC. Unit 208 is ready to be styled in your own personal style! Property Features: " Two Units: The duplex consists of two separate units, each featuring 3 bedrooms and 3 bathroom. Both units boast spacious living areas, well-appointed kitchens, and plenty of natural light. " Coastal Charm: Unit 206 has been thoughtfully designed with a beach-inspired aesthetic, featuring neutral tones, wood flooring, and coastal accents that create a relaxing, laid-back atmosphere. Unit 208 is ready for your own personal design. " Outdoor Space: The property includes a large individual paved backyard, perfect for outdoor entertaining or simply enjoying the Florida sunshine. There's also ample off-street parking for residents and guests. " Prime Location: Located just a 1 1/2 blocks from the ocean, residents can easily walk or bike to the beach, local parks, and the vibrant Neptune Beach town center, offering an array of dining, shopping, and entertainment options. " Income Potential: Whether you choose to live in one unit and rent out the other, or lease both units, this property presents an excellent income-producing opportunity in a highly desirable beachside community. " Additional Features: The property is equipped with modern appliances, central air conditioning, and separate utility meters for each unit, making management easy and efficient. Each unit has their own laundry rooms. " Roof replaced in 2018 " New HVAC in unit 206 by Northport Heating and Air on 6/11/2023 " New Electrical Panels installed " Property repiped with CPVC. Hot Water Heaters approx. age is 4/17 years old
Features
- Bedrooms: 6
- Baths: 6 full
- Units: 2
- Lot Size: 51*106
- Laundry: In Unit
- Year Built: 1986
- Garage: 2-car
- Heating: Central
- Cooling: Central Air
- Approx Sq. Feet: 2,956
- Acreage: 0.12
- Lot Size: 51*106
- Est. Taxes: $19,300
- Lot Desc: Dead End Street
- Appliances: Dishwasher, Disposal, Electric Cooktop, Electric Range, Electric Water Heater
- MLS#: 2046541
- Days on Market: 50 days
- Website: https://www.raveis.com
/prop/2046541/206208hopkinsstreet_neptunebeach_fl?source=qrflyer
Listing courtesy of Berkshire Hathaway Homeservices Florida Network Realty
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
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- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
206/208 HOPKINS Street, Neptune Beach, FL, 32266
$1,282,500
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $1,026,000 | $1,026,000 | $1,026,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.750% | 6.250% | 6.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.321% | 6.360% | 6.956% |
| Monthly Tax Payment | $1,608 | $1,608 | $1,608 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $6,655 | $6,317 | $9,079 |
| Total Monthly Payment | $8,388 | $8,050 | $10,812 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388