Welcome Home to this impressive Tudor-style home on a desirable cul-de-sac street in Ridgefield, Connecticut's First Cultural District! Over $168k in upgrades since purchase with a Green focus on energy efficiency incl automatic 22kW Generac whole house generator, exceptional heat pump heating system and 50 gallon heat pump water heater, rebuilt chimney, electrical panel upgrade, new hardwood floors, increased insulation, exterior painting, professional landscaping, cleared backyard, and much more! Beautiful curb appeal features a Belgian block lined gravel drive with a cobblestone apron, brick herringbone walkways, mature trees/shrubs with irrigation and half-timbering with diamond-pattern latticed windows. Wonderful layout for entertaining incl living room with fireplace; dining room, eat-in kitchen with an island & S/S appliances open to the family room with a fireplace, as well as dramatic sunroom with beams, cathedral ceilings and radiant heated floors. Main floor primary suite incl soaring vaulted ceilings and spa-like marble bath incl steam shower + radiant heated floor. Upstairs, a 2nd choice primary bedroom with ensuite, and 3 add'l bedrooms share a hall bath, plus all bedrooms have hardwood floors. The lower level offers yet more space for a family room, play room or media room. The private yard is surrounded by mature trees and includes a large deck and plenty of room for play! Great commute location an hour from NYC and minutes to the town center. Welcome Home!
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | Wall/Wall Carpet,Hardwood Floor | 10.4 x 18.0 | Upper |
Bedroom 2 | Walk-In Closet,Wall/Wall Carpet,Hardwood Floor | 10.5 x 11.2 | Upper |
Bedroom 3 | Cedar Closet,Walk-In Closet,Wall/Wall Carpet,Hardwood Floor | 13.9 x 16.9 | Upper |
Dining Room | Ceiling Fan,French Doors,Hardwood Floor | 12.6 x 13.3 | Main |
Eat-In Kitchen | Breakfast Bar,Built-Ins,Granite Counters,Dining Area,Island,Hardwood Floor | 14.4 x 24.1 | Main |
Family Room | Fireplace,French Doors,Hardwood Floor | 13.2 x 27.6 | Main |
Living Room | Fireplace,French Doors,Hardwood Floor | 13.7 x 24.0 | Main |
Primary Bedroom | Full Bath,Wall/Wall Carpet,Hardwood Floor | 14.0 x 21.0 | Upper |
Primary BR Suite | Vaulted Ceiling,Full Bath,Walk-In Closet,Hardwood Floor | 16.1 x 20.8 | Main |
Rec/Play Room | Wall/Wall Carpet | 20.6 x 25.9 | Lower |
Sun Room | Balcony/Deck,Beams,Ceiling Fan,Tile Floor | 15.3 x 19.9 | Main |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $920,000 | $920,000 | $920,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.625% | 6.500% | 6.000% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.955% | 6.612% | 6.182% |
Monthly Tax Payment | $1,231 | $1,231 | $1,231 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $5,296 | $5,815 | $7,763 |
Total Monthly Payment | $6,652 | $7,171 | $9,119 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.