Welcome home to this beautiful log sided ranch sitting privately on 7. 14 acres just past Wallace Pond. With many updates, this home is move in ready and waiting for its new owners. 36x40 oversized garage with drive in drive out, access to the mudroom, basement and plenty of storage for all your toys. Enter the home into the mudroom with room for your coats and shoes. The floor plan in this home is open concept with a large custom kitchen. Enjoy cooking on your Elmira stove and updated stainless steel appliances with lots of counter space great for baking. The kitchen is open to the living room with a gas fireplace making this a great space for entertaining. There is a large primary bedroom, and a nice guest room as well. The bathroom has a spacious custom tile shower, and laundry making this a great one level home. Step out onto the 12x44 covered deck overlooking the lawn that gets many visitors from the wildlife. You will enjoy a nice location for grilling, relaxing in all seasons. The basement has a wonderful workshop area with tons of storage space. There is a whole house on-demand generator as well. The property has a beaver pond, a second cabin that is currently used for a shed and outbuildings. Come and look at this great home today.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $299,920 | $299,920 | $299,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $298 | $298 | $298 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,046 | $1,993 | $2,529 |
Total Monthly Payment | $2,419 | $2,366 | $2,902 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.