Welcome to this charming three-bedroom New England-style home, conveniently located just a short walk from downtown shopping, restaurants, and parks. As you enter the inviting enclosed front porch, you'll notice the tasteful interior upgrades, including laminate flooring and stylish lighting fixtures. The main floor boasts a spacious and bright kitchen, a laundry room, a full bath, a formal dining room, a cozy living room, and a bedroom. Upstairs, you’ll find two additional bedrooms, a dressing room, and a versatile office space. An attached small barn offers plenty of storage and is currently utilized as a potting shed. Step outside to enjoy a lush backyard garden filled with hardy perennials and fruit trees—perfect for those crisp fall days. This home is also equipped with several energy-efficient features, including new attic insulation, a Rinnai heater, numerous replacement windows, a new sewer line, and a new roof, along with 200 amp electrical service. Don’t miss this fantastic opportunity! Delayed Showings -Showings start at Open House Friday 9/27/2024 4: 00 Pm to 6: 00 Pm
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $260,000 | $260,000 | $260,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $382 | $382 | $382 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,730 | $1,728 | $2,193 |
Total Monthly Payment | $2,187 | $2,185 | $2,650 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.