Riverside Beauty! Situated on an expansive private lot, this lovingly maintained home has been cherished by the same family for over 45 years! Bright and roomy, this 3-bedroom Gambrel Colonial features a generous eat-in kitchen, soaring ceilings on both floors, beautiful hardwood floors, three ample bedrooms offering great closet space, 1. 5 baths, a screened-in front porch, and a welcoming backyard complete with a two-level deck. Move right in and enoy the recently painted interior, a vinyl-sided exterior, replacement windows, a young boiler and an architectural roof. This well-cared-for home also features a spacious, fenced-in yard, updated electrical, an exterior EV outlet and a large lower level ready to be finished. (The boiler currently uses oil but this property is also connected to natural gas. ) Close to picturesque Sabin Point Park, this vibrant neightborhood is also near Crescent Beach, the historic Looff Carousel, the East Bay Bike Path, and many dining establishments in Riverside Square!
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Our Executive Mortgage Banker:
Our Insurance Division:
$385,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $308,000 | $308,000 | $308,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 5.990% | 4.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.398% | 6.161% | 5.152% |
Monthly Tax Payment | $385 | $385 | $385 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,871 | $1,845 | $2,416 |
Total Monthly Payment | $2,331 | $2,305 | $2,876 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.