Welcome to your next potential "home sweet home!" Tucked away in a quaint neighborhood of Lakeland, with low maintenance living in the desirable 55+ community of Lakeside Hills. With NO LOT RENT and low HOA, this community offers plenty to keep you busy. This charming house is on the market and ready to win hearts. This home gives off serious cozy vibes with a well-thought-out 1, 296 square feet of living space that perfectly balances comfort and function. Your 2 bedroom 2 bathroom home offers comfortable living, the secondary bedroom can double as a snug home office or a delightful guest room, whichever suits your life best! With two bathrooms, mornings become a breeze—no more waiting in line for your turn to shower. Each bathroom is designed with practicality and ease in mind, ensuring everyone can get up and go as they please. Step into the open-plan living area where you can effortlessly host movie nights, game evenings, or simply sit back and enjoy the calm ambiance of your new abode. The space invites natural light and good vibes, setting the tone for a cheerful home environment. This home also has a large utility room/storage area, which could be easily converted into a workshop, with access to the patio. Though the community itself is tranquil and low-key, it's not without its perks. Enjoy the leisurely charm of Lakeland, where every errand is just a short drive away, and nature isn’t just a view, but a backyard adventure. This community is filled with activities and has a clubhouse with banquet rooms for hosting events, including breakfasts and themed community gatherings, karaoke, a library, shuffleboard courts, fitness center, and multiple social groups such as woodworking and crafts/ceramics. This house isn’t just a place to lay your head; it’s a canvas ready for your personal touch. Whether you’re stepping onto the property ladder or downsizing, this home promises a blend of simplicity and opportunity. Ready to take the plunge into a life of comfort and convenience? Maybe it's time we talk about how this house can become your new address for joy!
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Our Executive Mortgage Banker:
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$129,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $103,200 | $103,200 | $103,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $0 | $0 | $0 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $687 | $686 | $870 |
Total Monthly Payment | $762 | $761 | $945 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.