BEST VALUE ON THE ISLAND - MOVE RIGHT IN to this expanded Ranch with great bones, located on a quiet residential street in one of Portsmouth's most accessible locations between Middle Road and East Main by DeCastro Market and Escobar Farm. An inviting entry patio leads to a sunny living room with large picture window letting in beautiful light. The original 3-bedroom floor plan was expanded to include a large second living room, perfect for dining, TV room, playroom, or home office, as well as a first-floor laundry room with side-by-side washer and dryer with garage access. A happy kitchen even features a counter with bar stools. The bedroom wing is perfectly sized, with 3 ample bedrooms, newly remodeled bathroom, plus an extra linen closet. This large quarter-acre corner lot has a step-out deck with lovely awning for shade, plenty of fenced yard for the whole family to enjoy, and a shed for convenient storage. In addition to an oversized garage, there is a large paved driveway for vehicles and guests. The house is in great shape, with central air conditioning, a 9-year old roof, and heating and hot water systems that were updated in the last 4 years. The basement just begs for a workshop or ping-pong table, or finish it off for more living space!
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Our Executive Mortgage Banker:
Our Insurance Division:
$435,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $348,000 | $348,000 | $348,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.512% | 6.273% | 5.248% |
Monthly Tax Payment | $375 | $375 | $375 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,171 | $2,114 | $2,750 |
Total Monthly Payment | $2,620 | $2,563 | $3,199 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.