13645 SE 97th Terrace ROAD, Summerfield, FL, 34491 | $399,500

Do you want a beautiful home with privacy in the back, then this is the one! 2 bedroom and 2 bath plus den Santa Rosa with spacious kitchen, skylight give a wonderful brightness to the home and has dining area and windows to the front of the home. Stainless steel appliances in the kitchen. Zodiac countertops and Corian sink. Driveway and sidewalk have just been painted (Epoxy flake), courtyard entry, glass entry door, large living room with formal dining room. The beautiful desk unit in the den with built in plugs conveys with the purchase. Enclosed lanai and painted floor with privacy to the beautiful nature preserve. Lanai has outlets for a hot tub. Crown molding in dining room, living room, primary bedroom and hallway. The garage is extended and has a golf cart garage, and the storage cabinets convey. Roof was re-shingled in 2020, HVAC new in 2018, water heater new in 2023. Golf cart is available. This home is immaculate and well maintained, see it today!

Features

  • Amenities: Basketball Court, Clubhouse, Fence Restrictions, Fitness Center, Gated, Golf Course, Pickleball Court(s), Pool, Recreation Facilities, Shuffleboard Court, Spa/Hot Tub, Tennis Court(s)
  • Rooms: 6
  • Bedrooms: 2
  • Baths: 2 full
  • Lot Size: 85 x 106
  • Laundry: Inside
  • Year Built: 2002
  • Garage: 2-car Golf Cart Garage
  • Heating: Natural Gas
  • Cooling: Central Air
  • Approx Sq. Feet: 2,148
  • Acreage: 0.21
  • Lot Size: 85 x 106
  • Est. Taxes: $302
  • HOA Fee: $184 Monthly
  • View: Trees/Woods
  • Adult Communities: Yes
  • Pet Policy: Number Limit
  • Appliances: Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
  • MLS#: OM686377
  • Days on Market: 31 days
  • Website: https://www.raveis.com
    /prop/OM686377/13645se97thterraceroad_summerfield_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/14/2024 5:08:05 PM)
Listing courtesy of JUDY L. TROUT REALTY   Phone: 352-208-2629

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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13645 SE 97th Terrace ROAD, Summerfield, FL, 34491

$399,500

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $319,600 $319,600 $319,600
Term 360 months 360 months 180 months
Initial Interest Rate** 7.250% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.655% 7.146% 6.276%
Monthly Tax Payment $25 $25 $25
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,180 $2,124 $2,695
Total Monthly Payment $2,280 $2,224 $2,795

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.