Enjoy the waterfront view from your screened in lanai in this beautiful and roomy 1, 744 sqft town home. New a/c installed in 2022. All appliances stay with the home. As you enter the home you will be greeted by the 10'' ceilings and open floor plan kitchen boasting an island with breakfast bar, and granite counter tops. Large walk in pantry, 42'' cabinets. And open eat-in dining area. Main floor also has a half bathroom. Upstairs features two large main bedrooms with their own individual en suite bathrooms. Extensive area in one of the bedrooms for extra space. Bathrooms feature granite counter tops. And there is also a laundry room with cabinets in the upstairs hallway. If storage is needed one of the best features is the 2 car garage! All nestled within a gated community with amenities including a pool, baby pool, playground, tennis courts, basketball courts, and a paved walking trail around the lake. Great location in the northern part of St Johns county close proximity to all that Jacksonville and St Johns county has to offer. New shopping area just built outside of the community. A short 20 minute drive to the beach. And zoned for St. Johns county top rated schools.
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Our Executive Mortgage Banker:
Our Insurance Division:
$290,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $232,000 | $232,000 | $232,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 5.990% | 4.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.398% | 6.161% | 5.152% |
Monthly Tax Payment | $150 | $150 | $150 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,410 | $1,389 | $1,820 |
Total Monthly Payment | $1,635 | $1,614 | $2,045 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.