This beautifully renovated 4-bedroom, 2. 5-bathroom home is located in the highly sought-after Somerset community in Valrico, offering a prime location for those commuting to Tampa or Brandon. Boasting 2, 422 sq. ft. of living space, the home has been thoughtfully updated with brand-new kitchen appliances, fresh interior paint, and new carpet and wood laminate flooring throughout. The first floor features a spacious, open floor plan with a large living and dining room, and a bright eat-in kitchen perfect for entertaining. Upstairs, you'll find all four bedrooms, including a large bonus room and the conveniently located laundry room, complete with washer and dryer. The home also offers ample storage space, including additional storage in the attic with a drop-down ladder for easy access. The 2-car garage provides even more storage, and comes with an extra fridge for added convenience. Recent updates include a roof that’s only 2 years old and a newer water heater, ensuring peace of mind for the new owners. The Somerset community offers a variety of amenities, including a basketball court, playground, sand volleyball court, baseball field, pool, and dog park, all with low HOA fees of just $160 per quarter. This move-in ready home is the perfect blend of comfort, convenience, and modern upgrades, ready for its next owners to enjoy.
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Our Executive Mortgage Banker:
Our Insurance Division:
$499,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $399,920 | $399,920 | $399,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $548 | $548 | $548 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,728 | $2,658 | $3,373 |
Total Monthly Payment | $3,351 | $3,281 | $3,996 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.