WONDERFUL POOL HOME THAT HAS the latest in home improvements and spaciousness! This 3 BD/2 BA home offers a very livable floor plan with open concept dining/kitchen and a spacious, poolside family room. The modernized interior presents luxury plank floors, fresh paint and attractive fans and fixtures, yet retains much of its mid-century charm. The lovely kitchen has beautiful oak cabinets, granite countertops, beveled tile backsplash, pantry and stainless steel appliances. The spacious family room stands convenient to the kitchen and has a pass-thru opening and double sliding glass doors give view and access to the pool/large covered lanai and private backyard. A large remodeled bathroom allows lanai entry and is the master bedroom’s en suite with lovely split vanities and attractive tile work. The master suite has abundant storage with built-ins— closet, desk w/drawers, above head cabinet and a large walk-in closet. The additional bedrooms share a tiled wall, full bath with tub, new vanity and built-in shelving and linen stowage. The home, with large screened pool (28x14) sits on nearly a ¼ acres, with privately fenced backyard, shade trees and a great storage building! Located in the Ridge Manor neighborhood, this property is just outside of city limits yet in close proximity to downtown, shopping, schools, churches, city parks, sports fields and major highways of SR-Hwy 60 and US-Hwy 27. This Just-Like-New, Well-Constructed home is a Must-See!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $239,920 | $239,920 | $239,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $248 | $248 | $248 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,596 | $1,595 | $2,023 |
Total Monthly Payment | $1,919 | $1,918 | $2,346 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.