Presented byMaura McSpedon |
Beautifully styled 2 bedroom ranch home with great curb appeal. Welcome home to a very generous living room framed by oversized windows beaming with natural light, dining area, EIK, bedroom with a wall of closets, updated full bath with double vanity, primary bedroom with a private updated ensuite bathroom and mudroom with sliders to the side patio and backyard. The basement is an unexpected open space with plenty of storage, laundry, mechanics of the house and access to the single car garage. The home is immaculate and well cared for and lives much larger than it would appear from its size. Its a great option if you are just starting out, downsizing or looking for an alternative to condo living. This is a turnkey, move in ready property with all that today's discerning buyer is looking for: central AC, primary ensuite, updates, EV charger and more. 22 Sky Top is just waiting for its next owners to move in and call it home.
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Our Executive Mortgage Banker:
Our Insurance Division:
$659,000
Licensed Real Estate Salesperson
William Raveis Real Estate
Phone: 914.760.8138
Maura.McSpedon@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 914.494.1459
Vincent.DiMella@raveis.com
NMLS Mortgage Loan Originator ID 24240
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $527,200 | $527,200 | $527,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $1,411 | $1,411 | $1,411 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,507 | $3,504 | $4,446 |
Total Monthly Payment | $5,010 | $5,007 | $5,949 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.