Charming Cape Cod cottage-style residence, recently enhanced with modern updates including energy-efficient windows, a durable new roof, and upgraded septic system. This delightful starter home requires minimal maintenance, making it an ideal choice for those seeking ease of living. The home features a spacious walkout basement , complete with windows that not only provide natural light but also gives you the opportunity to transform this area into additional living space( home gym, or a playroom etc, ). Outdoors, the property boasts a generous covered area in the backyard, perfect for storing vehicles, boats, bicycles, surfboards, and more, ensuring you have space for all your recreational equipment. The backyard reveals a sizable private yard, ideal for family gatherings or relaxation, while the front yard allows for varies parking options along with opportunities for beautiful garden landscaping. This charming and well-maintained home is a must-see for both first-time buyers embarking on their homeownership journey and seasoned buyers looking for a cozy retreat.
Type | Level |
---|---|
Bedroom 1 | Upper |
Bedroom 2 | Upper |
Kitchen | Main |
Living Room | Main |
Primary Bedroom | Main |
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William Raveis Real Estate
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Contact@raveis.com
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $319,200 | $319,200 | $319,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | $225 | $225 | $225 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,124 | $2,122 | $2,692 |
Total Monthly Payment | $2,424 | $2,422 | $2,992 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.