Presented bySuzanne McConville |
Welcome to the District of Otter Cove! This beautifull Ranch Style home sits on a 3. 11 Acre, sun filled & open lot. This updated and well maintained home has natural toned refinished Hardwood Floors & Central Air throughout. Generously Proportioned rooms include the Primary Suite, 2 additional Bedrooms, Living Room with Fireplace, Built-ins and a spectacular Garden View, Kitchen with granite counter tops, Dining Room and Screened in Porch. Lower Level Family Room has an impressive Stone Fireplace, Engineered Hardwood Floor, Backyard Walkout, Half Bath. There is Hobby/Workshop and Storage Space. Take a short stroll to the Association River Beach or enjoy the nearby walking trails in the Essex Land Trust or simply relax on the porch or deck, listen to the birds and watch the swallow make their way to the marsh. Otter Cove is a refuge, rich with Flora and Fauna. New Vinyl shingled siding -2024 New A/C Condensor 2024 New Windows (except in Kitchen) 2022. New Well Pump 2023 Buderus Furnace 2018 Shed 2017 Propane Tank is 250 Gallons, (leased from Wilcox Propane) for Gas Stove, and Generator. Garage is oversized with a work area and plenty of room for personal motor crafts.
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | Hardwood Floor | 14.0 x 15.0 | Main |
Bedroom 2 | Hardwood Floor | 14.0 x 15.0 | Main |
Dining Room | Hardwood Floor | 12.0 x 14.0 | Main |
Family Room | Built-Ins,Fireplace,Half Bath,Engineered Wood Floor | 16.0 x 22.0 | Lower |
Kitchen | Breakfast Bar,Granite Counters,Dining Area,Vinyl Floor | 12.0 x 21.0 | Main |
Living Room | Built-Ins,Fireplace,Hardwood Floor | 25.0 x 26.0 | Main |
Primary Bedroom | Bedroom Suite,Full Bath,Hardwood Floor | 18.0 x 20.0 | Main |
Sun Room | Patio/Terrace,Concrete Floor | 13.0 x 17.0 | Main |
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$930,000
Sales Associate
William Raveis Real Estate
Phone: 201.725.1845
Suzanne.McConville@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $744,000 | $744,000 | $744,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.250% | 6.125% | 5.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.003% | 6.234% | 5.805% |
Monthly Tax Payment | $717 | $717 | $717 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,108 | $4,521 | $6,129 |
Total Monthly Payment | $4,917 | $5,330 | $6,938 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.