WONDERFUL CONVENIENT LOCATION! GATED/POOL COMMUNITY! LARGE FLAT LOT! GOOD SCHOOL AREA! BEAUTIFUL BETTER-THAN-NEW HOME! GREAT PRICE for ALL! Ft. Inn is a quaint little town with special activities going on, adjacent to popular Simpsonville, just minutes off I-85 . . . the direction Greenville has grown for many years. Ridge Water community is a lovely exclusive community within a country setting. Once you return home, this is a "lifestyle" you won't want to leave! The amenities of the area include gated community, pool with Clubhouse, and a neighborhood walking-path leading to Lake Rabon Creek, a wonderful potential for picnics, fishing and paddle-boating. This gorgeous home/yard comes with a hard-to-find large level lot set up for fun and entertainment, complete with outdoor cooking and eating areas, all within the privacy of the fenced backyard! The yard is large enough for a sizeable pool, but there is no need for this work/expense, since the community has a beautiful pool (included in HOA fees). You will be awed from the moment you walk into this exquisite home to the inviting spacious family room, complete with a stone fireplace flanked by bookcase/shelving and open to the dining areas with a wrap-around serving bar, granite countertops, stainless appliances, and walk-in pantry. . . . truly a cook's delight! The owner’s suite is sure to be coveted by all, as it is complete with a sitting/tv area with gas-log fireplace, designed for relaxation in privacy. Upstairs you will find 4 additional spacious bedrooms, 2 additional full bathrooms and a huge media/game room. There are too many special features to mention here, but this owner has himself added many upgraded features such as: Generac generator, additional driveway paving, 5-zoned sprinkler system, timed spotlights on exterior, upgraded closets in owner’s suite, shelving/backsplash in laundry room, HVAC and light exterior/interior door and more. This home is truly a "step-above"! What a GREAT PRICE for such a LUXURIOUS UPGRADED HOME on a PREMIUM LOT ready for some fortunate buyer to move right into!!! Hurry to be the lucky new owner of this "better-than-new" home!!! (If SF is important to buyer, buyer must verify. )
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VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $584,000 | $584,000 | $584,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.055% | 6.256% |
Monthly Tax Payment | $223 | $223 | $223 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,885 | $3,836 | $4,925 |
Total Monthly Payment | $4,200 | $4,151 | $5,240 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.