Welcome to this better-than-new construction home! With less than a year since its completion, it still includes the builder's home warranty for peace of mind. The exterior boasts durable and stylish James Hardie fiber cement siding. Inside, you’ll love the warm, cohesive flow of laminate flooring throughout the foyer, extended entry, kitchen, breakfast area, and family room, giving the home a modern and inviting touch. The kitchen is a chef’s dream, featuring recessed lighting, 42-inch cabinets with crown molding, a full Frigidaire stainless steel appliance package with a gas cooktop, garbage disposal, and sleek quartz countertops complemented by a farmhouse-style single-bowl sink. Retreat to the master bathroom, where you’ll find a spacious tiled shower, dual sinks with adult-height vanities, and beautiful quartz countertops for a spa-like experience. Additional touches include an 8-foot front door, a relaxing screened porch, and pre-wired ceiling fans in the family room, all bedrooms, and the room over the garage. Energy efficiency is top-notch, with features like a tankless gas water heater, water-saving elongated toilets in all bathrooms, a high-efficiency 14 SEER HVAC system, gas furnace, Low-E windows, and superior insulation that exceeds standard building codes. The fully fenced backyard is ready for you to move in and enjoy, offering both privacy and a great space to relax or entertain!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$400,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $320,000 | $320,000 | $320,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $27 | $27 | $27 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,129 | $2,127 | $2,744 |
Total Monthly Payment | $2,231 | $2,229 | $2,846 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.