Beautiful 2009 Colonial offering 3 Beds 1. 5 Baths with finished basement. Where to even start?! This house is the definition of move in ready! First floor features a spacious living room which flows into a great dining area (with a slider out to the deck) & Eat in kitchen. The kitchen has a good side island, granite countertops, stainless appliances, & ample cabinet space. From the kitchen you move into another living space which could be used as dining room, office space, play area, formal sitting room or second living room. A well appointed half bath finishes out the first floor.
The second floor offers 3 very generously sized bedrooms, laundry, and a full bath. This house is meticulously maintained and tastefully updated with hardwoods on lower level and second floor hallway. Other great features of this property are the BEAUTIFUL front porch perfect to enjoy that morning coffee especially considering this home is tucked away on a dead end street with nothing but woods next to you. The basement has been finished and is a great area for a workout space, home office , or play area. But don't fret a portion of the basement remains unfinished for you to store all your bins and seasonal goodies. A well thought out outdoor space has also been added to enjoy those summer nights in the privacy of your fenced yard with a great outdoor kitchen area and fire pit.
Central Air, City water & sewer, Close to everything.
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William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $419,920 | $419,920 | $419,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $483 | $483 | $483 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,865 | $2,791 | $3,541 |
Total Monthly Payment | $3,440 | $3,366 | $4,116 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.