Welcome home to this ready to move into beautiful 4 bedroom 3 bath home with large recreation / second living room located in a small community with no HOA fees on a . 78 acre lot backing up to mature hardwood trees that cover half of the lot. You will fall in love with this 2, 249 square foot open concept floorplan with a split bedroom layout. As you enter the home you will find LVP flooring throughout the main level common areas and master bedroom suite, a gas fireplace in the great room with shiplap accents, an open kitchen with a large island that includes slow close drawers and cabinets(solid plywood cabinet boxing and dove tail constructed drawers, ) granite counters throughout, walk in laundry, and a fully finished garage with door opener. The master suite has multiple closets for clothes and linens, a walk in ceramic tile shower, double vanity, and rope lighting behind the crown molding at the ceiling. The home features oversized guest rooms with double closets and 2 guest baths with ceramic tile floors and tub/shower combos. Upstairs you will find a large flex room that is perfect for a second living room / tv room, a bedroom that could double as a home office with a full bath, and walk in attic access. Enjoy entertaining on the covered back porch! Property is in close proximity to Croft State Park for fishing, horseback riding, mountain biking, and hiking. Schedule a tour of this great home today!
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$415,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $332,000 | $332,000 | $332,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | $15 | $15 | $15 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,209 | $2,207 | $2,800 |
Total Monthly Payment | $2,299 | $2,297 | $2,890 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.