Assumable loan opportunity of 3. 75!!! This charming 3-bedroom, 2. 5 bathroom two-story home located in the desirable Four Corners community of Davenport. Start your morning on the front porch while enjoying a freshly brewed cup of coffee or tea! As you enter the home, notice the abundance of natural light and the chic laminate flooring throughout the downstairs. The living room and the dining room are gently separated by a unique wall that adds character and provides a tasteful division making it ideal for both entertaining and everyday living. The kitchen is bright and inviting, with ample cabinet space, and an oversized pantry/utility room leading out towards the 2 car garage. Upstairs, you'll find the primary suite complete with a large walk-in closet and an en-suite bathroom featuring a soaking tub. The additional bedrooms are spacious, providing plenty of room for family or guests. There is a loft room for lounging or hosting game nights! The home also boasts a convenient half-bath downstairs, and a large backyard with no direct rear neighbors– perfect for enjoying Florida’s beautiful weather. Roof is from 2017, AC handler is 2018. Community features a covered playground, basketball courts, outdoor fitness equipment, and a gated pool. Conveniently located to the major highways, dining, shopping and even theme parks. Community allows long and short term rentals.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$399,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $319,200 | $319,200 | $319,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.582% | 7.159% | 6.518% |
Monthly Tax Payment | $95 | $95 | $95 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,178 | $2,122 | $2,737 |
Total Monthly Payment | $2,348 | $2,292 | $2,907 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.