OPEN HOUSE CANCELED. The dramatic $50k Price Improvement on this stunning beach cottage makes it the best opportunity in the Seacoast. Situated between Odiorne Point State Park and Wallis Sands Beach, this charming 2-bedroom, 1. 5-bathroom home embodies classic coastal living. Step into the open-concept living, dining, and kitchen area, where vaulted ceilings and a dramatic two-story front room flood the space with natural light. The first-floor primary suite offers direct access to a private rear patio, perfect for quiet evenings. An additional bedroom and powder room complete the main floor. The spiral staircase leads to a versatile loft space, ideal for a home office, cozy lounge, or extra guest sleeping quarters. Outside, the side yard invites gatherings for cookouts, bocce, and badminton while the partial basement provides plenty of space for boards, bikes, and kayaks. Relax with a cup of coffee on lazy mornings or unwind in the evening on the covered front porch. With easy access to picturesque beaches and scenic walks, and just a short drive to Portsmouth’s vibrant dining and shopping, this home is your perfect year-round retreat. Move in and embrace the beach lifestyle you've always dreamed of!
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $679,920 | $679,920 | $679,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.375% | 6.250% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.850% | 6.360% | 5.930% |
Monthly Tax Payment | $488 | $488 | $488 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,807 | $4,186 | $5,646 |
Total Monthly Payment | $4,387 | $4,766 | $6,226 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.