Unlock the potential of this lovely two-family in a desirable Chicopee neighborhood. This home offers an opportunity for owner occupied rental property, multi-generational living or investment. Beautiful hardwood floors, untouched original woodwork and spacious rooms throughout. Each unit features a thoughtfully designed layout. Both units have spacious eat-in kitchens with the convenience of a pantry. Built in china cabinets add to the charm of the dining rooms. Two porches per unit. Walk-up attic is perfect for storage or the possibility of additional living space. Adjacent 0. 24 acres of land offers plenty of room for outdoor entertaining. Two car detached garage with ample parking. Advantageously located to an array of shopping, restaurants, educational and medical facilities. Close proximity to Mass Pike, I-91, I-291 & I-391. This multi-family home awaits you. Schedule your showing appointment today! OFFERS DUE BY MONDAY, SEPT. 30th BY 5pm FOR REVIEW BY SELLER.
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $279,920 | $279,920 | $279,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.512% | 6.273% | 5.248% |
Monthly Tax Payment | $355 | $355 | $355 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,746 | $1,701 | $2,212 |
Total Monthly Payment | $2,176 | $2,131 | $2,642 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.