431 West 121st Street, #5B, New York (Morningside Heights), NY, 10027 | $529,000

New Price - Seller Wants to Make a Deal! Bring Offers!!

Let the Sun Shine In - Bring your Toothbrush to This Completely Renovated 3 Bed

431 West 121st St (Amsterdam Ave & Morningside Dr)

Live in the Heart of both Columbia's South & the New North Campus on 125th.

Sun flooded & Spacious 5 Rooms which has been modernly renovated, currently configured as a 3 BR (800 SF) approx. with loft bed in 1st bedroom, allowing for extra space & perfect for young ones. Newly & beautifully renovated windowed kitchen with State-of-Art Appliances & gorgeous double tiered Quartz Island to enjoy your meals. Plenty of storage cabinets & counter prep space area available for all your cooking needs. Vibrant back-splash tiles & marble floors complete this incredible kitchen.

Charming & highly renovated windowed bathroom with stall shower & pretty tile work.

Quiet apt facing South onto 121st Street with hardwood floors, hi ceilings & Best of all WASHER/DRYER in the apt.

Make this special apt your New Home!

Well worth the walk-up to only the Fifth (5th) floor in this charming & lovely pre-war building which is on a pretty tree-lined street in the heart of NOCO (North of Columbia). Laundry, pet friendly, open sublet policy, & easy Board process. Allows 80% financing, NO HDFC Income Restrictions, Parents buying for children, Co-Purchase & Guarantors OK, Primary Residents Please.

Surrounded by great restaurants & around the corner from the Hot Spots & Night Life of Central Harlem, additional stellar restaurants & nightlife, great shopping, health clubs, movie theaters, Morningside Park Farmers Market, Whole Foods, upcoming Trader Joes & Target. Enjoy Life, you can have it ALL!

Walking distance to Columbia, Barnard, Teachers College, Manhattan School of Music, Jewish & Union Theological Seminary's, Riverside Church, Grant's Tomb, St-Luke's Hospital, Riverside, Sakura, Morningside, Hudson River Parks & Harlem River Piers, great running & bike paths, tennis courts and so much more.

Conveniently near transportation, just a few blocks away from the 1/2/3/A/B/C/D subways & M4, M11, M60, M100, M101, M104 & BX15 buses.

WHAT A GREAT HOME & WHAT A WONDERFUL INVESTMENT!!!

Features

  • Town: New York
  • Cooling: Window Units
  • Levels: 6
  • Amenities: Bike Room; Laundry Room;
  • Rooms: 5
  • Bedrooms: 3
  • Baths: 1 full
  • Year Built: 1920
  • Pet Policy: Pets Allowed
  • Building Access : Walk-up
  • Service Level: Voice Intercom
  • LobbyAttendant: No
  • OLR#: RPLU5123205694
  • Days on Market: 53 days
  • Website: https://www.raveis.com
    /prop/RPLU5123205694/431west121ststreet_newyork_ny?source=qrflyer
All information is intended only for the Registrant’s personal, non-commercial use. This information is not verified for authenticity or accuracy and is not guaranteed and may not reflect all real estate activity in the market. RLS Data display by William Raveis Real Estate, Inc.
Listing courtesy of Douglas Elliman Real Estate - Park Plaza

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Sarah AlvarezVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1880936

347.223.0992

Sarah.Alvarez@Raveis.com

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Our Insurance Division:

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431 West 121st Street, #5B, New York (Morningside Heights), NY, 10027

$529,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Sarah Alvarez

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 347.223.0992

Sarah.Alvarez@Raveis.com

NMLS Mortgage Loan Originator ID 1880936

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $423,200 $423,200 $423,200
Term 360 months 360 months 180 months
Initial Interest Rate** 7.250% 6.990% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.582% 7.159% 6.518%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,887 $2,813 $3,629
Total Monthly Payment $2,979 $2,905 $3,721

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.