Enjoy glorious sun from the Southern Exposure afforded by the floor to ceiling windows in this wonderful Kips Bay Towers studio. Excellent closet space plus a separate dressing area that can also function as a home office. Plenty of room in this 486 s. f. for your living/sleeping areas. A separate, roomy kitchen and parquet floors complete your future apartment.
Kips Bay Towers was designed by I. M. Pei and has an almost 3 acre garden for it's residents set up with tables, chairs, etc. This makes living in the complex feel like you are in a country retreat in the midst of a vibrant, NYC neighborhood. The garden has a Playground and Basketball /Pickleball Court.
The complex is Full Service( doorman 24/7), has a Fitness Center( additional charge), Community Room, Bike Room and huge laundry as well as cleaning services.
It is situated by Trader Joes, Fairway, AMC theaters, Target and plenty of restaurants, The #6 subway and M34 and M15 are there for easy transportation.
There is a ramp for cars to pull up to the door. Non-smoking building
There is an assessment of $137. 36
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VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $492,000 | $492,000 | $492,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.490% | 5.490% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.490% | 6.654% | 5.752% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,110 | $3,107 | $4,017 |
Total Monthly Payment | $3,202 | $3,199 | $4,109 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.