3. 75% INTEREST RATE, T & C's apply (See below) A beautifully updated 2652 sq ft 4 bed, 2. 5 bath home on a large lot with stunning water and sunset views. Step inside this spacious open plan 2 story house with high ceilings, solid floors throughout and lots of bonus space. Inside the front entrance is a large dining or flex room, opening into the living room with plenty of space for an oversized sectional. The Kitchen has a nicely appointed breakfast area and features updated cabinets, a large pantry & updated finishes. The ground floor is a combination of tile and wood flooring. A new carpet on the stairs leads you to a large loft, big enough to use as a second living room. Upstairs, there are 4 well proportioned bright bedrooms with the primary bedroom featuring lots of natural light and a large primary bathroom with dual vanity, tub and walk in shower. The 4th bedroom is currently used as an office and features a hidden built in murphy bed. Almost every room in the home has been updated and plantation shutters feature throughout. The screened back porch is large enough for an outdoor kitchen with plenty of space remaining for an oversized outdoor dining set. The views from the back porch offer amazing sunset views over the lake. The roof is 2 years old (2022), The AC has dual zones with one replaced in 2019 and the other in 2014. Both are serviced regularly. This home is not in a flood zone and has recently had the exterior painted also. With easy access to Tara Preserve, Jiggs Landing, State road 70, the I75 and 30 mins to the beaches, this location is an outstanding opportunity to experience true Florida gulf coast living. Seller will fund 3: 2: 1 interest rate buy down, 3. 75% yr 1, 4. 75% yr 2, 5. 75% yr 3, Std Rate yr 4 onwards. For well qualified buyers will full price offer. Other lender T & C's apply.
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William Raveis Mortgage, LLC
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $459,920 | $459,920 | $459,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $365 | $365 | $365 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,060 | $3,057 | $3,943 |
Total Monthly Payment | $3,517 | $3,514 | $4,400 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.