171 E ALACHUA Street, Palatka, FL, 32177 | $264,900
Welcome to your dream home! Just built in 2024, this stunning ''Champion Homes/Homes of Merit'' manufactured home is beautifully situated on a lush 1. 19-acre lot, just a stone's throw from the historic St. Johns River and picturesque trails. Featuring 4 spacious bedrooms and 2 modern bathrooms, this property is a perfect blend of contemporary elegance and comforting natural beauty. As you step through the front door, you're greeted by an airy, open-plan living space where luxury vinyl plank flooring lays the foundation for a life of style and comfort. The center of the home is a sleek, modern kitchen equipped with brand-new appliances and designed for enjoying an evening at home or a weekend entertaining. This home is built with your comfort in mind, featuring a brand-new HVAC system, gutters, and well equipment, ensuring peace of mind no matter the season. The thoughtfully landscaped surroundings invite the tranquility of nature right to your doorstep, creating a serene daily retreat. With plenty of space to park an RV or boat, adventures are always within easy reach. Whether you're launching a weekend getaway or simply enjoying the local scenery, this home is a gateway to the great outdoors. Located just outside the quaint town of Palatka, this home offers an idyllic lifestyle where privacy, comfort, and the allure of the Florida wilderness come together. This is more than just a homeit's a sanctuary where every detail is tailored to enhance your lifestyle, making it the perfect place to grow, relax, and create lasting memories.
Features
- Rooms: 7
- Bedrooms: 4
- Baths: 2 full
- Lot Size: 165x310x165x310
- Laundry: Electric Dryer Hookup, In Unit, Washer Hookup
- Style: Traditional
- Year Built: 2024
- Heating: Central, Electric
- Cooling: Central Air, Electric
- Approx Sq. Feet: 1,813
- Acreage: 1.19
- Lot Size: 165x310x165x310
- Est. Taxes: $178
- Lot Desc: Agricultural
- Elem. School: Kelley Smith
- Middle School: Jenkins
- High School: Palatka
- Appliances: Dishwasher, Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater, Refrigerator
- MLS#: 2020583
- Days on Market: 171 days
- Website: https://www.raveis.com
/prop/2020583/171ealachuastreet_palatka_fl?source=qrflyer
Listing courtesy of Berkshire Hathaway Homeservices Florida Network Realty
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
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- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
171 E ALACHUA Street, Palatka, FL, 32177
$264,900
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $211,920 | $211,920 | $211,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.500% | 6.490% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.490% | 6.654% | 5.752% |
| Monthly Tax Payment | $15 | $15 | $15 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,339 | $1,338 | $1,730 |
| Total Monthly Payment | $1,429 | $1,428 | $1,820 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388