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122 Cross Street, Newport City, VT, 05855 | $198,000
Located on a corner lot with stunning views of Lake Memphremagog, this 4-bedroom, 2-bath home offers space, charm, and convenience. The large attached garage provides direct access into a generous kitchen, perfect for family gatherings. Off the kitchen, you’ll find a 1/2 bath, along with a dining area and cozy living room. Step through the living room to a large screened-in porch, ideal for relaxing and enjoying the lake views. Upstairs, the home features 4 oversized bedrooms and a full bath. While the interior has been recently refreshed with new paint, the exterior does have some chipped paint, and the roof will eventually need replacement. This home is close to restaurants, shops, golf, and only a short drive to Jay Peak Ski Resort, offering year-round activities. With a little TLC, this property provides an excellent opportunity to enjoy the beauty and convenience of lakeside living.
Features
- Rooms: 9
- Bedrooms: 4
- Baths: 1 full / 1 half
- Style: Cape
- Year Built: 1900
- Garage: 2-car Garage
- Heating: Oil,Baseboard
- Cooling: None
- Basement: Unfinished,Interior Access,Stairs - Basement
- Approx Sq. Feet: 1,413
- Acreage: 0.09
- Est. Taxes: $2,722
- Lot Desc: City Lot,Lake View,Near Golf Course,Near Shopping,Neighborhood
- Elem. School: Newport City Elementary
- Middle School: North Country Junior High
- High School: North Country Union High Sch
- School District: North Country Supervisory Union
- MLS#: 5015608
- Website: https://www.raveis.com
/prop/5015608/122crossstreet_newportcity_vt?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 11/24/2024Listing courtesy of Big Bear Real Estate Phone: 802-744-6844
Listing Agent: Michelle McManus
William Raveis Family of Services
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888.699.8876
Contact@raveis.com
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Brian SkellyVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 793093
203.415.2989
Brian.Skelly@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
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Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
122 Cross Street, Newport City, VT, 05855
$198,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Brian Skelly
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $158,400 | $158,400 | $158,400 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
| Monthly Tax Payment | $227 | $227 | $227 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,054 | $1,053 | $1,358 |
| Total Monthly Payment | $1,356 | $1,355 | $1,660 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484