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2551 Settlers TRAIL, Saint Cloud, FL, 34772 | $400,000
SELLER WILL GIVE A $10, 000 CLOSING COST CREDIT TO THE BUYER WITH A FULL PRICE OFFER!!! No rear neighbors. . . . . only a beautiful pond with many birds and turtles! This home is ready to go with BRAND NEW VINYL flooring, BRAND NEW CARPET in ALL bedrooms, BRAND NEW SHERWIN WILLIAMS PAINT inside and out (over 10k worth), BRAND NEW FAUCETS in the Owner's Bath, BRAND NEW OUTLETS & SWITCHES in all of the living areas/hall, ROOF IS 5+ YEARS OLD, A/C WAS REPLACED IN 2020, WATER HEATER 2015, & we have NEW HARDWARE on the cabinets!! The kitchen has a mini island, a breakfast bar, a closet pantry, BRAND NEW SHERWIN WILLIAMS paint on the cabinets with pull-outs and a Lazy Susan. The BLACK STAINLESS appliances are BRAND NEW & will stay. This home is wired for security, HAS $8, 000 WORTH OF BRAND NEW VINYL FENCING, had the rear trees trimmed, & fresh mulch with fresh landscape beds. The Owner's Suite has dual sinks, a soaker tub, tiled shower, & custom shelving in the walk-in closet. In addition to 4 full bedrooms, we have formal dining and living areas that could be utilized as office space or enclosed to be a den!! Overlooking the pond is an over-sized back patio with access from the living and Owner's Suite. . . . . . equipped with screens and an AMAZING VIEW. The trees add such ambiance and shade for those hot summer days. The backyard is my favorite place. . . . . not only views of the water, but you have turtles sunbathing, birds swimming, a sense of seclusion, and just a peaceful place to relax. Set up a picnic table, plant a small garden, & let the pups play!! The location is superb, just 10+ minutes to the FL Turnpike, 10+ minutes to grocery stores, 15+ minutes to downtown St. Cloud with their array of boutiques, shops, & fun events, enjoy the St. Cloud lakefront park, you're less than 5 miles to the local family farm (Mick Farms) with fresh produce and "u-pick" days, & within just 21+ miles you can make it to the OIA for travel convenience. In this price range, with all that's being offered, please do not delay in scheduling your private showing today!!
Features
- Rooms: 9
- Bedrooms: 4
- Baths: 2 full
- Lot Size: 75 x 115
- Laundry: Electric Dryer Hookup, In Garage, Washer Hookup
- Year Built: 2000
- Garage: 2-car Driveway, Garage Door Opener
- Heating: Central
- Cooling: Central Air
- Approx Sq. Feet: 2,060
- Acreage: 0.2
- Lot Size: 75 x 115
- Est. Taxes: $5,304
- HOA Fee: $277 Annually
- Lot Desc: City Lot, Landscaped, Sidewalk
- View: Water
- Pet Policy: Yes
- Appliances: Dishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator
- MLS#: S5112816
- Days on Market: 40 days
- Website: https://www.raveis.com
/prop/S5112816/2551settlerstrail_saintcloud_fl?source=qrflyer
Listing courtesy of FLORIDA REALTY RESULTS LLC Phone: 407-343-8137
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
2551 Settlers TRAIL, Saint Cloud, FL, 34772
$400,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $320,000 | $320,000 | $320,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
| Monthly Tax Payment | $442 | $442 | $442 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,129 | $2,127 | $2,744 |
| Total Monthly Payment | $2,646 | $2,644 | $3,261 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388