Introducing the Davidson floor plan - a stunning, move-in-ready home that's perfect for buyers who want to settle in now and enjoy luxurious upgrades from day one. This beautifully designed 4-bedroom, 2-bath home features an open and inviting layout, highlighted by a coffered ceiling in the living room, creating an upscale touch with built-in surround sound for the ultimate entertainment experience. The spacious master suite is enhanced with upgraded bay windows, filling the room with natural light and offering peaceful, scenic views. Love to cook? The kitchen comes fully equipped with sleek stainless steel appliances, a reverse osmosis water system for the purest drinking water, and a water softener to keep your home running smoothly. Thoughtful design touches throughout, including custom barn doors and a Murphy bed in the front room, provide both style and flexibility. Step outside to a beautifully fenced backyard, complete with pavers, a pergola, and plenty of space for relaxing or hosting guests. Located in the desirable Plummer Creek community, you'll enjoy easy access to the charm of historic Fernandina Beach and the stunning shores of Amelia Island. With shopping, dining, and entertainment nearby, this home offers the perfect blend of tranquility and convenience. Ready for immediate occupancy - make this dream home yours today!
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Our Executive Mortgage Banker:
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$420,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $336,000 | $336,000 | $336,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.398% | 6.273% | 5.248% |
Monthly Tax Payment | $272 | $272 | $272 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,042 | $2,042 | $2,655 |
Total Monthly Payment | $2,389 | $2,389 | $3,002 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.