Apartment 16D at 310 West 106th Street is a beautiful pre-war one bedroom cooperative apartment with open skyline, Riverside Park and Hudson River views. This high-floor home is filled with light all day, overlooking the Manhattan skyline as it transforms from day to night. Sunsets are spectacular. Classic prewar charm includes high ceilings, crown moldings, a glass transom leading into the kitchen, and hardwood floors. Unusual in a prewar apartment, 16D has abundant closet space, including an enormous walk in closet in the foyer. The windowed kitchen has a large area for a dining table and chairs. Both the living room and bedroom are spacious and could accommodate a work from home setup. Less than a block to Riverside Park, 310 W 106th Street is a boutique cooperative with a welcoming shared rooftop garden with several seating areas from which to enjoy the views and fresh air. The building enjoys a full-time doorman, a live-in super, a laundry room, and a storage room for residents to keep bicycles, luggage, or A/C units during the cooler months. In addition to being half a block from Riverside Park, 310 W 106th Street is close to Columbia University, abundant dining and shopping, and the 1, 2, 3, B, and C subway lines. Pets are allowed, as is gifting, guarantors, co-purchasing, and parents purchasing for children. Please note that this property has been virtually staged. The furnishings and décor shown are for illustrative purposes only.
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NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $624,000 | $624,000 | $624,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 5.990% | 4.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.398% | 6.161% | 5.152% |
Monthly Tax Payment | $0 | $0 | $0 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,791 | $3,737 | $4,894 |
Total Monthly Payment | $3,883 | $3,829 | $4,986 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.