Great opportunity to live the lake life! This well-cared-for, 1-bed, 1-bath seasonal manufactured home is part of the Sunset Cove Community located on the shores of Lake Champlain. Residents have a 1/35th shared OWNERSHIP in 6/96 acres. Common land includes over 500 feet of shoreline, in-ground pool, park, clubhouse, and dock! A low yearly fee covers water, electricity, waste water system, trash, landscaping, and general maintenance. For an additional $500 you can have your own boat slip (by availability). As soon as you enter, your stress will melt away as you are greeted by lake views! Screen room opens to the spacious eat-in kitchen with gas range/microwave. Plenty of storage along the hallway as you enter the bedroom - leave the sliding door open to the sunroom for lake views and great breezes. The sunroom will be your favorite spot with views to the lake and green space. The outdoor patio is perfect for morning coffee or evening grilling. This unit is directly behind the clubhouse for easy access to the washer/dryer, bathroom, and all the fun! Ready to hit the lake? Common property includes a park, pool, clubhouse, lakeside kayak racks, and massive dock! This seasonal community is open from May 1 to October 31. Many furnishings are included in the sale. This is a great opportunity to live on Lake Champlain in this charming lakeside community where pride of ownership and maintenance free lakeside living are waiting for you!
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$145,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $116,000 | $116,000 | $116,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 5.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.398% | 6.285% | 5.510% |
Monthly Tax Payment | $110 | $110 | $110 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $705 | $705 | $933 |
Total Monthly Payment | $890 | $890 | $1,118 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.