Welcome home. . . here is your opportunity to own the PERFECT starter home! Not only is it PRICED TO SELL, it is situated in a fantastic location on a gorgeous corner lot with tons of curb appeal. While the home is move-in ready, you could also add your own personal touches. This charming 2-bedroom, 1 bathroom home on a corner lot is in the heart of St. Pete! The over-sized yard (8, 255sf) is fully fenced and complete with a screened porch, covered patio and additional storage shed. There is also plenty of space to add on and not to mention, room for the toys - boat, RV, golf cart, with direct alley access! According to the city of St. Pete GIS mapping service, this property meets the criteria for future ADU development. If you crave outdoor activities, you are 5 minutes away from Cypress Links and Mangrove Bay golf courses. But wait…there’s MORE! The brand-new YMCA and newly opened Mangrove Bay Middle School (Aug. 2024) are less than 2 miles from this home! It’s convenient location near interstate 275 creates an easy commute to downtown St. Pete, the beaches or Tampa along with close proximity to the 4th street corridor with all types of dining, shopping and other amenities. Whether you're a first-time home buyer, seasonal resident or investor, add this one to your LIST! Don’t miss out, schedule your showing today!
Check Out the 3D Tour: https: //my. matterport. com/show/?m=hzcR8GdS46x&mls=1
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $228,000 | $228,000 | $228,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.582% | 7.159% | 6.518% |
Monthly Tax Payment | $48 | $48 | $48 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,555 | $1,515 | $1,955 |
Total Monthly Payment | $1,678 | $1,638 | $2,078 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.