The Norway Spruce is an extensively renovated country house that features updated kitchen and bathrooms, new boiler, new floors, and a dramatic black exterior. While there are many luxurious modern finishes, the house retains its country charm with two wood-burning fireplaces on the first floor. Whether you enjoy reading by the fire or are simply a smores enthusiast, this house has you covered. Located on a gravel road in the rolling hills outside of Jeffersonville, NY, the property has over 7 sprawling acres of land that are bordered by forest and mature trees. With expansive and flat open spaces, there are plenty of opportunities to develop the property by installing a pool or building a guest house. When you enter the house, you are greeted by a modern open floor plan. The sellers have taken down several walls in order to open up the space between kitchen, dining room, and living room. The kitchen is ready for cooking all of the spoils from local farm stands with new countertops and backsplash, sink, and stainless steel appliances. Upstairs you'll find three spacious bedrooms and a full guest bathroom with a new tub and shower. The primary bedroom was originally two rooms that have been combined for extra space. The ensuite primary bathroom has been fully renovated with quality finishes for a spa-like experience. The Norway Spruce is located an easy 7 minute drive from Jeffersonville, where one can find coffee shops, a grocery store, wine shop, book store, restaurants, and shopping. For more options, you are only 15 minutes from the buzzy towns of Callicoon, Livingston Manor, and Roscoe. Additional Information: HeatingFuel: Oil Above Ground, ParkingFeatures: 1 Car Attached,
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NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $420,000 | $420,000 | $420,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $960 | $960 | $960 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,794 | $2,791 | $3,542 |
Total Monthly Payment | $3,846 | $3,843 | $4,594 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.