Situated in amongst the oaks in North City, this absolutely charming home offers a blend of classic character and modern updates! Circa 1938, this cottage takes full advantage of its 768 square feet of living space, featuring two cozy bedrooms and a well appointed bathroom. Before entering the yellow front door, you’ll want to take a seat on the covered front porch to soak in the surroundings. Boasting original wood floors that extend throughout most of the home, creating a warm and inviting atmosphere. The kitchen has been thoughtfully updated to provide a functional and stylish space with SS appliances and an island that is just right for setting out the hors d'oeuvres. You’ll love the updated features including two tone cabinetry, tile floors, a decorative tile backsplash and plenty of natural light! Off the kitchen there is a huge deck overlooking the backyard and makes a perfect spot to entertain or enjoy summer cookouts. A long paver driveway runs alongside the house, offering ample parking, while the deep backyard provides plenty of room for outdoor activities or gardening, complete with a cute and convenient shed for storage. This prime location offers easy access to a nearby park, a cozy coffee shop, and a short drive to both the beach and downtown, making it an ideal spot for those who appreciate both tranquility and convenience. Welcome home!
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$499,000
William Raveis Real Estate
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Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $399,200 | $399,200 | $399,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $561 | $561 | $561 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,656 | $2,653 | $3,423 |
Total Monthly Payment | $3,292 | $3,289 | $4,059 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.