Under contract-accepting backup offers. Beautifully Updated 3/2 Home in Highly Desirable Oviedo! This charming corner-lot home offers a bright and open floor plan with plenty of natural light flowing throughout. The spacious living area seamlessly connects with the outdoors, and on pleasant days, you can open the 9' sliding glass door to enjoy a refreshing breeze. Recent exterior updates include a regraded backyard with a retaining wall and French drains, a sprinkler system, and a large vinyl-fenced yard perfect for outdoor fun. This home features a fully remodeled kitchen with newer appliances, new recessed lighting, fresh paint, refinished ceilings with knockdown texture, new baseboards, upgraded doors and hardware, new switches and outlets, and updated flooring in the bedrooms. The primary ensuite has been completely renovated, and the second bathroom has been retiled. Inherited updates include double-pane windows, gutters, kitchen appliances and a vinyl fence. This home combines modern upgrades with thoughtful details, making it perfect for comfortable living and entertaining. Move in and start enjoying all that Oviedo has to offer!
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Our Executive Mortgage Banker:
Our Insurance Division:
$439,700
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $351,760 | $351,760 | $351,760 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.582% | 7.159% | 6.518% |
Monthly Tax Payment | $241 | $241 | $241 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,400 | $2,338 | $3,016 |
Total Monthly Payment | $2,716 | $2,654 | $3,332 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.