Stunning one story pool home located in the desirable Theresa Arbor Community in Temple Terrace on a huge lot over 1/4 acre! This well maintained home shows beautifully inside and out and includes 3 spacious bedrooms, 3 full bathrooms, 2149 sq ft of living space, a sparkling spacious pool, screened lanai and an oversized 2 car garage~ Enjoy cooking in your open kitchen with granite countertops, single basin stainless sink with updated faucet, tin backsplash, stainless appliances (GE Glass Top Stove, GE Microwave, GE Refrigerator with ice & water dispenser, Kenmore Dishwasher), wood cabinetry, pull out drawers in some of the kitchen cabinets, closet pantry with shelving, tile floors & a ceiling fan. The huge yard is fully fenced and it is oversized at nearly . 28 acres! The massive open living space features volume ceilings, lighting above the crown molding, skylight with motorized skylight blinds with remote, a stone wood burning fireplace & 2 ceiling fans. The split floor plan offers privacy for your large Primary Suite to include views of the inviting pool and backyard, vaulted ceilings, slider doors leading to the pool area, ceiling fan, TV Mount, a massive walk-in closet with closet organizers, an ensuite Primary Bath with a dual sink vanity, linen closet with built in drawers & a Garden Soaking Tub with a separate tiled shower. The 2nd Bedroom is a perfect Guest Suite or In-Law Quarters with an ensuite updated bath with tiled shower with glass door, updated vanity & tile flooring. Additional updates & features include: 2020 Exterior paint, 2021 Interior paint, 2021 Installed Motorized Skylight blinds with Remote, 2023 Replaced Pool Pump, 2021 replaced Pool Filter, 2024 Pool Deck painted, 2021 replaced Refrigerator, 2020 replaced roof hip over pool deck, 2016 replaced full roof, 2020 Renovated guest bath, installed new shower light, commode & vanity sink, 2019 installed seamless Leaf Guard Gutters, 2018 installed new Granite Countertops in Kitchen, 2018 installed new double front doors, threshold & side light windows at front door, 2018 installed new exit door in garage, 2017 added the storage shed. Also included-outdoor solar lighting & irrigation system. Large Laundry Room is conveniently located inside and includes a full size washer and dryer, a laundry/utility sink and cabinet storage. The Oversized 2 Car Garage offers an automatic garage door opener and large cabinet storage. Temple Terrace is a community of homes nestled amongst large oak trees, the Hillsborough River, quiet streets, and winding fairways. The Rec Center is nearby and offers activities for all ages. Outstanding Charter schools plus 2 IB Schools. Close to USF and hospitals. 20 min. to downtown Tampa. No CDD Fees, Low HOA Fees - $238 Annually and No Flood Insurance required! This property may be eligible for 16 programs and up to $25, 500 in down payment help.
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William Raveis Mortgage, LLC
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $428,000 | $428,000 | $428,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.512% | 6.273% | 5.248% |
Monthly Tax Payment | $522 | $522 | $522 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,670 | $2,601 | $3,382 |
Total Monthly Payment | $3,284 | $3,215 | $3,996 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.