3810 Gulf Of Mexico DRIVE, #F104, Longboat Key, FL, 34228 | $324,900

NOT DAMAGED BY MILTON . . . . . Great investor or seasonal rental property - This one bedroom, one bath condo is in Beach Harbor Club, the only Longboat Key condominium that spans the island from the Gulf of Mexico to Sarasota Bay. Chose the beach front or the bay – either way is a short 1 minute walk. Community amenities include a deeded beach, boat dock with fishing pier, beach and bay side picnic tables and cabanas complete with charcoal and gas grills, heated pool, kayaks, new community clubhouse and gym. NOTE: Flood insurance is covered by Association. Only personal items are needed to be insured. Review docs for specific details.

Grocery shopping is less than a mile away; St. Armand's Circle with its many shops and restaurants is a 10-minute ride. A 15-minute ride will take you to the cultural center of Sarasota, where opera, symphony, jazz, art museums, live theaters and an abundant eclectic array of restaurants.

The high gloss porcelain tile floors give this unit an unmistakable touch of class. Sliding glass doors open from the living room onto a patio that faces the lawn, bay, and dock area. One of the few units that has a washer & dryer hookup. The 16 X10 bedroom is large enough for a king-size bed, with room to spare. Your covered parking is just 10 feet from the front door. A blessing when coming home with a load of groceries.

From the owner: “I moved here to enjoy the sunsets but fell in love with the sunrise. It’s only a short walk across the community to enjoy the fantastic sunsets over the Gulf of Mexico from our private access beach. However, I really love watching the beautiful sunrise from the comfort of the living room or walking out on the patio. With an occasional dolphin or manatee sighting. During summer months you’ll see the Royal Poinciana in full bloom the moment you step inside the kitchen door. ”

Features

  • Heating: Central
  • Cooling: Central Air
  • Levels: 4
  • Rooms: 3
  • Bedrooms: 1
  • Baths: 1 full
  • Laundry: Inside
  • Complex: BEACH HARBOR CLUB
  • Year Built: 1970
  • Approx Sq. Feet: 698
  • Est. Taxes: $1,586
  • Condo Fee: $637 Monthly
  • Appliances: Dishwasher, Microwave, Range, Refrigerator
  • MLS#: A4623910
  • Days on Market: 39 days
  • Website: https://www.raveis.com
    /prop/A4623910/3810gulfofmexicodrive_longboatkey_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/22/2024 3:01:18 AM)
Listing courtesy of APPLE REAL ESTATE LLC   Phone: 941-244-5510

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NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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3810 Gulf Of Mexico DRIVE, #F104, Longboat Key, FL, 34228

$324,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $259,920 $259,920 $259,920
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.477% 7.159% 6.296%
Monthly Tax Payment $132 $132 $132
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,729 $1,728 $2,192
Total Monthly Payment $1,936 $1,935 $2,399

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.