Outdoor living at it's finest in this 2/3 bed, 2 bath ranch style home located in desirable Garden Hills. Meander through the manicured front yard and enter into the living room with a wood burning fireplace. The kitchen has been updated and boasts KitchenAid appliances, ample cabinets and an island that seats 4 with granite counter tops. This ranch style home has hardwoods throughout, two bedrooms and a possible third, which currently is being used as a dining room and overlooks the backyard. Walk out of the basement into a landscaped heaven with several levels and stone patio spaces, beautiful fencing with several gates waiting for you to discover what is on the other side. Walk up a few steps you will land on a deck overlooking the built in swimming pool and where there is a screened in porch with even more space for outdoor enjoyment. The many awnings and gazebo help enhance the outdoor living experience. Private and tranquil only begins to describe this yard, there is a set up with stone walls ready to install a water feature. The one car garage has unique and very useful storage. Enjoy the whole house generator, central AC and sprinkler system. Expanded living with the large family room in the basement which has a gas fireplace, wet bar, full bath, cedar closet, storage, laundry, full bath and a wall of curtains which when pulled create a cozy and private space. Conveniently located near the highway and Garden City and 5 miles from Green State Airport.
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Our Executive Mortgage Banker:
Our Insurance Division:
$475,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $380,000 | $380,000 | $380,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.398% | 6.273% | 5.248% |
Monthly Tax Payment | $438 | $438 | $438 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,309 | $2,309 | $3,003 |
Total Monthly Payment | $2,822 | $2,822 | $3,516 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.