Enjoy the Florida Lifestyle in this wonderful recently remodeled 2 bed 2 bath home in 55+ Shady Oaks Estates. There is luxury vinyl throughout the entire home, new cabinets, countertops, both bathrooms have been completely remodeled with beautiful step-in showers. The Florida Room offers plenty of natural lighting-a great space for a in-home office or just a spot to relax to read a nice novel. This open floor plan allows plenty of room for comfort and furnishings. The bedrooms are both of nice size and have walk-in closets. There are lighted remote controlled ceiling fans throughout the home. Off the carport is a screened patio room to enjoy a nice glass of tea and the warm Florida weather. The laundry space has been expanded giving you extra storage, and there is an 2nd fridge out there too. Store all your extras in the HUGE storage shed out back with a overhead door. Shady Oaks is a pet and golf cart friendly community with shuffleboard, pool, clubhouse with a library, and there are many activities you can part take in throughout the year. You own your land and the HOA is only $500/year. Put this home on your list of homes to see!
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Our Executive Mortgage Banker:
Our Insurance Division:
$189,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $151,920 | $151,920 | $151,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $122 | $122 | $122 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,036 | $1,010 | $1,281 |
Total Monthly Payment | $1,233 | $1,207 | $1,478 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.