22 Hart Avenue, Yonkers, NY, 10704 | $799,999

Terrific opportunity to own a wonderful 2 Family Home nestled away on a dead end street in the heart of in sought after McLean Heights. This charming and quaint Home boasts a 3 Bedroom /1. 5 bath duplex apartment along with a 2 Bedroom unit with a large finished attic. The main floor features a full size Eat-in-Kitchen with a vintage style Stove, a Den or Home office plus a spacious Living room and powder room. Step into 3 generous size Bedrooms with a hall bathroom and enclosed front porch. The 2nd floor consists of a lovely 2 Bedroom apartment with an updated Kitchen that includes new flooring plus a full walk up attic that can easily be used as an additional Bedroom , Home Office or storage. This enchanting home radiates old-world charm, where history and elegance intertwine beautifully preserved architectural details. The rich, hardwood floors and hand crafted living room wood architecture add warmth and character, leading you through spacious rooms filled with natural lighting. The lower level has great potential to add additional living space with an open floor including access to tons of storage, utility area and Laundry access. Easy level access to the backyard is perfect to entertain with friends and enjoy long Summer evenings on the patio. There is a great driveway that fits one Car. Truly a commuter's dream- just blocks to the Metro north train, buses, major parkways, Glen road Shopping strip and 25 minutes to Manhattan. This home is the perfect blend of comfort, convenience and affordability.

Features

  • Bedrooms: 5
  • Baths: 2 full / 1 half
  • Units: 2
  • Style: Colonial
  • Year Built: 1920
  • Heating: Oil, Hot Water
  • Cooling: Window Unit(s)
  • Basement: Partially Finished
  • Approx Sq. Feet: 2,128
  • Acreage: 0.11
  • Est. Taxes: $11,875
  • Elem. School: Yonkers Early Childhood Academy
  • Middle School: Yonkers Middle School
  • High School: Yonkers High School
  • School District: Yonkers
  • MLS#: H6329059
  • Days on Market: 24 days
  • Website: https://www.raveis.com
    /prop/H6329059/22hartavenue_yonkers_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of Double C Realty   Phone: 914-776-1670

William Raveis Family of Services

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Customer Service

888.699.8876

Contact@raveis.com

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Sarah AlvarezVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1880936

347.223.0992

Sarah.Alvarez@Raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

22 Hart Avenue, Yonkers, NY, 10704

$799,999

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Sarah Alvarez

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 347.223.0992

Sarah.Alvarez@Raveis.com

NMLS Mortgage Loan Originator ID 1880936

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $639,999 $639,999 $639,999
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.551% 7.159% 6.276%
Monthly Tax Payment $990 $990 $990
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $4,258 $4,254 $5,397
Total Monthly Payment $5,340 $5,336 $6,479

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.