Don't worry about flooding in this high and dry townhome in the gated community of The Cove. Home is hurricane hardened and move in ready. Enjoy peace of mind while living at the beach town of Indian Rocks Beach. This builder's model home redefines coastal living with its luxurious features and unbeatable location just moments from the ocean. Enjoy the privacy of a gated community and take advantage of the private outdoor space, with a pool for relaxation and entertainment. The community is pet-friendly ensuring that your furry companions are welcome at any size. As you step inside, you are greeted by a spacious foyer that leads to the bottom level, boasting a generous 2-car tandem garage with room for a golf cart and plenty of storage. Ascend to the second level by stairs or elevator, where the heart of the home awaits. The chef-inspired kitchen is a culinary delight, complete with a convection oven, stainless steel appliances, exquisite stone counters, a breakfast bar, and a large pantry. This level also presents a well-appointed bedroom with a full bathroom adjacent, along with a versatile family/dining room. Upstairs on the third floor, you will find three full bedrooms that provide ample space for family or guests, complemented by a large bathroom. The primary bedroom is a true retreat, featuring an ensuite bathroom and a large walk-in closet. The home offers high ceilings throughout giving the townhome a spacious feel on every level. Notable upgrades include a recently installed air conditioner, as well as a whole house sound system, perfect for entertaining or unwinding. The laundry room, pantry, and master closet feature upgraded shelving and cabinetry, adding a touch of luxury to everyday living. The Cove at Indian Rocks Beach is a private, gated community just a stone's throw away from the ocean and offers a community pool and a quiet and secluded feel while still being close to everything. Don't miss the opportunity to experience the epitome of coastal living at 107 Haven Beach Drive in beautiful Indian Rocks Beach.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $631,600 | $631,600 | $631,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $878 | $878 | $878 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,202 | $4,198 | $5,326 |
Total Monthly Payment | $5,172 | $5,168 | $6,296 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.