Spacious one story villa tucked in a corner of a cul-de-sac street, located in a unique park-like setting under a canopy of trees in Strathmore Gate East of Palm Harbor. On the way to your front door, you pass your open patio (great for that cooking grill) with privacy fence and storage closet along with another open patio for outdoor seating under wooden beams. Open tiled foyer entrance with hall closet takes you to your choice of living area with sliders out to your screen enclosed lanai or into the oversized open kitchen with its own set of sliders out to the open patio. Plenty of room for all in this kitchen offering plenty of counter and cabinet space plus open pass thru area into the dining room. The full size washer and dryer are located in the closet off the kitchen with extra shelving and there is an additional pantry just around the corner from the kitchen in the foyer. Down the hall is the double door entrance to the second bedroom that can be used as an office or den and offers wall closet, sliding glass doors out to the screen enclosed lanai overlooking the back yard. Updated guest bath with tiled walk in shower and updated vanity. The primary bedroom suite, with widow overlooking the back private wooded area, has a small walk in closet and another wrap around closet in the primary bathroom vanity area. Updated tub/shower combination in the primary bath. This is a pet friendly neighborhood with no weight restrictions, lower maintenance fees that cover water, sewer, trash, exterior painting, roof, lawn care, outside pest control, tennis courts, basketball court, swimming pool and even a sharing library box! Your park-like setting neighborhood is amazingly close to local shopping, entertainment, healthcare, restaurants, hiking trails and our renown beaches. Added bonus is the brand new roof installed in March and seller has already paid in full the special assessment and new a/c Seers 17 with UV/heat strips. For the convenience of the seller, all furnishings will be included with the sale.
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$279,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $223,200 | $223,200 | $223,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.582% | 7.159% | 6.518% |
Monthly Tax Payment | $270 | $270 | $270 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,523 | $1,483 | $1,914 |
Total Monthly Payment | $1,868 | $1,828 | $2,259 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.