Welcome to your ideal Florida retirement retreat! This move-in ready **Single Family Home** offers 2 spacious bedrooms, 2 bathrooms, plus a versatile den and a unique **2. 5-car garage** setup. The main 2-car garage is conveniently located to the side, while the half garage, perfect for your golf cart, opens to the backside. Step out onto the oversized screened lanai, a blank canvas for your gardening ambitions or a peaceful space to soak in the Florida sunshine.
*Designed for easy living*, this home features high ceilings, sleek laminate flooring throughout, and a modern kitchen with stainless steel appliances and granite countertops. Nestled on an oversized lot (0. 3 ac), on a quiet cul-de-sac, the property enjoys a lush, private setting that feels like a country estate. New Roof replaced on Dec 2021. New AC installed on Dec 2021
Located in *The Groves*, a sought-after, gated, over-55 golf community, you’ll have access to an 18-hole golf course, driving range, tennis and pickleball courts, and scenic trails for walking or biking. The quarterly HOA fees cover essentials like basic cable and lawn maintenance - **it is only $499/quarter** - it is a reduced fee compared to other properties in the same neighborhood
The community’s clubhouse is the heart of activity, featuring a restaurant, pro shop, library, card room, ballroom, fitness center, saltwater pool and spa, bocce, shuffleboard, dog parks, butterfly garden, and more.
*Prime Location*: The Groves is ideally situated near shopping, dining, medical facilities, and just a short drive to world-class beaches. It’s the perfect balance of serene retreat and urban convenience—your Florida dream lifestyle awaits!
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Our Executive Mortgage Banker:
Our Insurance Division:
$378,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $302,400 | $302,400 | $302,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $437 | $437 | $437 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,012 | $2,010 | $2,593 |
Total Monthly Payment | $2,524 | $2,522 | $3,105 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.