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5 Potter Avenue, Smithfield, RI, 02917 | $412,500
This beautiful three-bed, one-bath ranch is move-in ready and just in time for the coming holidays. This solid, limited-maintenance ranch on a dead-end street bordering Georgiaville Pond may be a perfect fit for a young family or someone downsizing to single-level living. This home is priced to sell! Imagine hosting Thanksgiving and Christmas in your new home in family-friendly Smithfield, RI. This ranch features a brand-new roof, gutters, electrical service/panel, septic system, and a new 4-car asphalt driveway. The all-wood exterior has fresh paint with a large 14X20 deck for relaxing and cooking on the grill. The interior is clean with hardwood and luxury vinyl flooring. The large open but partially finished basement offers plenty of storage. It has a small office and suitable space for expansion, such as a lounge area, game room, or an additional bathroom. Georgiaville Pond offers an attractive and family-friendly spot for swimming, boating, and fishing. The town of Smithfield is highly sought after and is known for its great school system. Shopping and restaurants are nearby, with easy access to routes 295, 146, 116, and other major traffic arteries to Providence, Worcester, or Boston. This property is in good condition and is being sold AS-IS.
Features
- Amenities: Highway Access,Near Schools,Restaurant
- Rooms: 7
- Bedrooms: 3
- Baths: 1 full
- Style: Ranch
- Year Built: 1960
- Garage: No Garage
- Heating: Baseboard,Oil
- Cooling: Window Unit(s)
- Basement: Full,Partially Finished
- Approx Sq. Feet: 2,184
- Acreage: 0.16
- Est. Taxes: $3,291
- View: Water
- Appliances: Dishwasher,Microwave,Oven,Oil Water Heater,Range,Refrigerator
- MLS#: 1369233
- Website: https://www.raveis.com
/prop/1369233/5potteravenue_smithfield_ri?source=qrflyer
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William Raveis Family of Services
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888.699.8876
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Whitney RuggVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 7654
401.474.4879
Whitney.Rugg@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
5 Potter Avenue, Smithfield, RI, 02917
$412,500
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Whitney Rugg
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $330,000 | $330,000 | $330,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
| Monthly Tax Payment | $274 | $274 | $274 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,251 | $2,193 | $2,783 |
| Total Monthly Payment | $2,600 | $2,542 | $3,132 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
RI Mortgage Lender & Mortgage Broker #20051918LL & #20051919LB