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285 Savin Avenue, #APT C5, West Haven, CT, 06516 | $185,000
Affordable condo in West Shore! Lovingly maintained 2 bedroom, 1 bath, 3rd fl unit. 1 assigned parking spot #5, 10x10 storage unit in basement. Shared laundry room on each floor. Seller has readied the condo for immediate move-in: newly painted, deep cleaned - just bring your suitcase! Recent improvements include redone floors, tiled bath with step-in shower, new full-window screens, cellular shades that open from top or bottom, built in dishwasher and microwave, redone kitchen with newer cabinets, formica counters. Seller will leave extra kitchen cabinet pulls and paint and extra bathroom floor tile. Roof is 15 years old. Elec heat radiators have oil in closed pipes in them for longer-lasting, radiant heat. Partial, seasonal water views of LI Sound once leaves are off trees. Public water and sewer. Pets allowed - check with HOA. West Shore is a wonderfully walkable and social neighborhood, great for biking, jogging, and dog-owners. Come paddleboard and kayak on the sound using the resident-only parking lots dotting the miles of sandy beaches along Ocean Ave. No flood insurance needed. 4th of July fireworks on the beach - bring your beach chair and join the party. The beach area has a vibrant boardwalk with outdoor dancing in summer, bocce courts, plus birdwatching at the long sand bar - your fun new neighborly West Shore lifestyle awaits. Whole Foods, Trader Joe's, Costco, Ikea and every other store you could need is on busy Rte 1 10 min away but this is a quiet, beautiful neighborhood. Close to 95/91/Merritt, downtown New Haven, Yale, and UNH. NYC/Grand Central is a 1. 5 hr train ride using the MetroNorth station in town, which still has parking unlike other nearby towns' stations. And. . . ice skating rink and the pool at the high school available to local residents!
Features
- Parking: 1-car
- Heating: Baseboard
- Cooling: Window Unit
- Levels: 1
- Rooms: 4
- Bedrooms: 2
- Baths: 1 full
- Laundry: Common Laundry Area
- Complex: Captain Thomas
- Year Built: 1965
- Common Charge: $276 Monthly
- Above Grade Approx. Sq. Feet: 816
- Est. Taxes: $2,642
- Lot Desc: Corner Lot,Level Lot
- Elem. School: Per Board of Ed
- High School: West Haven
- Pets Allowed: Restrictions
- Pet Policy: Check with HOA
- Appliances: Electric Range,Microwave,Refrigerator,Dishwasher
- MLS#: 24046162
- Days on Market: 4 days
- Website: https://www.raveis.com
/prop/24046162/285savinavenue_westhaven_ct?source=qrflyer
Listing courtesy of Coldwell Banker Realty
Room Information
| Type | Level |
|---|---|
| Bedroom 1 | Main |
| Dining Room | Main |
| Living Room | Main |
| Primary Bedroom | Main |
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
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Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 81725
203.980.8025
Frank.Kolb@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
Ray CashenPresident, William Raveis Attorney Network
203.925.4590
For homebuyers and sellers, our Attorney Network:
- Consult on purchase/sale and financing issues, reviews and prepares the sale agreement, fulfills lender
requirements, sets up escrows and title insurance, coordinates closing documents - Offers one-stop shopping; to satisfy closing, title, and insurance needs in a single consolidated experience
- Offers access to experienced closing attorneys at competitive rates
- Streamlines the process as a direct result of the established synergies among the William Raveis Family of Companies
285 Savin Avenue, #APT C5, West Haven, CT, 06516
$185,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Frank Kolb
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $148,000 | $148,000 | $148,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
| Monthly Tax Payment | $220 | $220 | $220 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $985 | $984 | $1,248 |
| Total Monthly Payment | $1,280 | $1,279 | $1,543 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
CT Mortgage Correspondent Lender License 15524