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105 Starrett Drive, Charlestown, RI, 02813 | $3,750,000
Welcome to Waters Edge, Situated at the end of a private road with 300 ft of frontage on Beautiful Ninigret Pond. This is a very unique home that was designed to view the water from every room. The property has a private dock that can accommodate 2 boats and 4 kayaks, also has a mooring. This home has 3 living levels all with awesome water views. The 3rd level has a large Great Room with cathedral ceilings, which opens out to the wrap around deck that is very private. The Primary Bedroom and another Bedroom are on this level with a full bath. The 2nd level or main level features an open floor plan for easy living, Kitchen, Dining Room, and Living room all are open. There is a Bedroom and private office and another full bath as well. The Sun Room is just off the living room complete with wet bar. The Sun Room opens out to the main large deck that has a spiral staircase to the upper level. The 1st level of the home could be used as a separate living for guest. It contains a Kitchen, Laundry, Full Bath, large room facing the water that could be a great Recreation room. The remainder of the level is a finished work shop / exercise room/ and storage area. Outside there is a large private patio great for entertaining. Adjacent to the patio is a nice large shed that is perfect for Bicycles, Tractor, and garden tools. No shortage for storage in this home it has 13 closets and many built in cabinets. You will love Waters Edge. Coastal living at it's best.
Features
- Amenities: Golf,Highway Access,Marina,Near Hospital,Near Schools,Recreation Area,Restaurant,Shopping,Tennis Court(s)
- Rooms: 10
- Bedrooms: 3
- Baths: 3 full
- Style: Contemporary,Colonial
- Year Built: 1968
- Garage: No Garage
- Heating: Baseboard,Hot Water,Propane,Zoned
- Cooling: Central Air,Ductless
- Basement: Exterior Entry,Full,Finished,Interior Entry
- Approx Sq. Feet: 3,513
- Acreage: 0.56
- Est. Taxes: $13,685
- Lot Desc: Sprinkler System
- View: Saltwater,Water
- Adult Communities: Yes
- Appliances: Dryer,Dishwasher,Gas Water Heater,Microwave,Oven,Range,Refrigerator,Tankless Water Heater,Washer
- MLS#: 1369223
- Website: https://www.raveis.com
/eprop/1369223/105starrettdrive_charlestown_ri?source=qrflyer
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Whitney RuggVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 7654
401.474.4879
Whitney.Rugg@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
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Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
105 Starrett Drive, Charlestown, RI, 02813
$3,750,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Whitney Rugg
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
|
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $3,000,000 | $3,000,000 | $3,000,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.250% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.821% | 6.396% | 5.990% |
| Monthly Tax Payment | $1,140 | $1,140 | $1,140 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $17,034 | $18,472 | $24,912 |
| Total Monthly Payment | $18,299 | $19,737 | $26,177 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
RI Mortgage Lender & Mortgage Broker #20051918LL & #20051919LB