WELCOME HOME to the beautiful, gated community of Waterford Estates. Just minutes from PG airport and the quaint downtown Punta Gorda. Owner's pride shows through in this meticulously maintained 2 bedrooms, 2 bathrooms, plus den Villa. Soak in the array of enhancements, including an expansive great room, kitchen, and baths all adorned with ceramic tile. The kitchen, bright and inviting, is equipped with sleek quartz countertops, and stainless-steel appliances. Storage is plentiful, with a spacious pantry, convenient coat closet near the entrance, and a linen/utility closet along the hallway. French doors add a touch of elegance, leading from the main living space to the den, which doubles as a potential third bedroom that comes with a murphy bed. The primary suite offers a well-designed bathroom with quarts counter tops and an expansive walk-in closet with separate water closet. The villa’s thoughtful layout includes a split floor plan, placing the second bedroom at the opposite end of the home, mere steps from the guest bathroom that has solid surface counters and safety bars in the shower. Notable upgrades include impact glass and additional clear hurricane shutters for extra protection, durable epoxy coating on the entry, lanai and garage floors and entire 2 car garage door screen, rain gutters, a screened front entry along with a fenced back yard. All furnishings and artwork are negotiable. Waterford Estates offers a gated community experience with a prime location just 10 minutes from downtown Punta Gorda, the scenic Charlotte Harbor Waterfront, and exceptional dining options. Residents enjoy upscale amenities such as a clubhouse with a billiards room, meeting space, and a fitness center. Outdoors, two resort-style heated pools await, alongside bocce ball and pickleball courts, and scenic walking paths. Quarterly association dues cover lawn care, irrigation, community amenities, and management services. The neighborhood is golf cart-friendly and allows fences subject to style and height guidelines. If you’re in search of a low-maintenance, single-story home with a 2-car garage in a vibrant community, this villa is an ideal match. Act quickly—this one will not last long!
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Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $259,920 | $259,920 | $259,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | $361 | $361 | $361 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,729 | $1,728 | $2,192 |
Total Monthly Payment | $2,165 | $2,164 | $2,628 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.