This FEMA-compliant beach house is just a 30-second walk to two local restaurants, a private beach, and the Lordship seawall. It's perfect for hosting on Airbnb and is situated in the heart of the Lordship community. Grab your golf carts and enjoy a scenic drive along the beautiful beach!. The house boasts a spacious layout with plenty of natural light, updated windows, and stunning water views. The plumbing and electrical systems have been updated. On the first floor, there is an office with a full bathroom, which can also function as an additional guest bedroom. The kitchen opens to a full size deck with views that go on forever. It's a perfect layout for summer dinners, parties, etc. The second level features a family room which can be transformed into any type of room. Enjoy the views from this room and from the sliders which open up to the front of the house. You have the flexibility to extend the primary bedroom, create a playroom, establish a beautiful office, or even set up an art studio. The house includes three bedrooms, two of which have their own en-suite bathrooms. We recently renovated the primary bathroom and are currently updating the en-suite bathroom in the second bedroom. Both bedrooms feature sliding doors that lead to the upper back deck, allowing you to relax and enjoy the tranquility of beach living. An outdoor elevator, multi-level decks, a two-bay garage, new under-the-house walls, a new patio, and a backyard fire pit. A nice-size yard with room for
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | Bedroom Suite,Ceiling Fan,Full Bath,Hardwood Floor,Marble Floor | 20.5 x 12.1 | Upper |
Bedroom 2 | Partial Bath,Hardwood Floor | 10.0 x 13.4 | Upper |
Full Bath | Tub w/Shower,Laundry Hookup | 9.4 x 11.4 | Main |
Kitchen | Breakfast Bar,Granite Counters,Sliders,Tile Floor | 14.1 x 11.7 | Main |
Living Room | Ceiling Fan,Dining Area,Tile Floor | 16.1 x 16.0 | Main |
Loft | Balcony/Deck,Ceiling Fan,Sliders,Hardwood Floor | 19.9 x 11.1 | Upper |
Office | Ceiling Fan,Tile Floor | 11.0 x 11.4 | Main |
Primary Bedroom | Remodeled,Skylight,Balcony/Deck,Full Bath,Stall Shower,Sliders | 12.4 x 12.5 | Upper |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $975,200 | $975,200 | $975,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.375% | 6.125% | 5.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.769% | 6.270% | 5.864% |
Monthly Tax Payment | $1,114 | $1,114 | $1,114 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $5,461 | $5,925 | $8,033 |
Total Monthly Payment | $6,700 | $7,164 | $9,272 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.